As travelers, it is your responsibility to obtain proper medical insurance before leaving the United States. This is a requirement to attend a Culver-Stockton College Study Abroad program.
In all likelihood, the same medical insurance plan, which provides coverage for you to attend Culver-Stockton College, is also valid anywhere in the world. However, there are a few companies/policies, which are the exception, and it is important to check the geographical extend of validity and to make sure the policy is paid to cover the time you will be traveling abroad. Then you and your parents must also determine what exactly is covered and decide whether or not you wish to purchase additional insurance related to your anticipated needs. To help avoid becoming ill while traveling, there are some precautions to take before you leave.
Discuss with your parents what you would do in an emergency situation. Consider whether you should purchase a policy with air transport medical evacuation benefits.
If you see a doctor or require hospital treatment abroad, you usually must pay cash. Be sure to obtain receipts (for which you can be reimbursed by your insurance company upon returning to the United States). A few insurance companies will provide on-site representatives to handle payment and other arrangements, such as emergency evacuation, if deemed necessary. A number of companies offer medical expense insurance and/or travel assistance for people studying or traveling abroad.
Some medical insurance providers that C-SC students have used previously are:
1255 23 St. NW, Suite 300
Washington, DC 20037
- Wallach and Co., Inc
107 West federal Street
PO Box 480
Middleburg, VA 22117-0480
- International SOS Assistance
8 Neshaminy Interplex, Suite 207
Trevose, PA 19053
- Hinchcliff International, Inc
11 Ascot Place
Ithaca, NY 14850
- Travel Assistance International
1133 15th Street NW, Suite 400
Washington, DC 20005