FAQs

FAFSA

What is the FAFSA?
Students use this application to apply for federal student grants, work-study money, and loans to assist them in funding their college education. They may also use this application to apply for most state and some private financial aid. It is free to file the FAFSA. Students should apply as soon as possible after Jan. 1.

Who is eligible for federal financial aid at Culver-Stockton College?
To be eligible for federal aid, a student must be a U.S. Citizen or eligible non-citizen, registered with Selective Service (if required), be an undergraduate, degree-seeking student enrolled at least part-time (6 credit hours or more), and not be in default on a federal student loan.

What documents will I need to complete my FAFSA?
In order to complete the FAFSA, you and your parents will need your previous year federal tax records.

You will need to refer to the following:

- Social Security number for both student and parent (if dependent)
- Driver's license (if any)
- W-2 Forms and other records of money earned
- Untaxed income records - Temporary Assistance to Needy Families, welfare, or veterans benefits records
- A current bank statement
- Current business and investment mortgage information, business and farm records, stock, bond, and other investment records
- Your alien registration card (if you are not a U.S. citizen)

How do I answer questions if I am not filing a tax return?
If you are not filing a tax return, choose 'will not file' for tax filing status.

My parents own a farm. Does this have to be included under assets?
If you and your parents live on the farm and your parents claimed on Schedule F of the U.S. Tax return that they "materially participated in the farm's operation," the farm does not have to be listed under assets.

What if I don't have a Social Security number or don't want to report it on the need analysis form?
You must enter your Social Security number on the FAFSA form. If you don't submit your social security number, the form will be returned unprocessed and you will not be considered for federal student aid. Additionally, at least one parent social security number along with name and date of birth must also be supplied.

My parents are separated or divorced. Which parent fills out the FAFSA?
The parent you lived with most during the last 12 months. If you didn't live with either parent, or if you lived with each parent an equal number of days, use the parent who provided most of the support to you in the most recent calendar year.

Do my step-parent's income and assets have to be reported on the FASFA?
If the parent whose information you are reporting on the need analysis form has married or remarried, you must include information about your step-parent (even if they were not married in the previous year).

I live with my foster parents/aunt/uncle/grandparents. Do I include their information on the FAFSA?
No. A 'parent' is defined as a biological or adoptive parent. A student should report the parental information of the parent who has provided the most parents support, or the parent who provided the most support the last time support was given.

What is verification?
Verification is when the Department of Education wants to make sure the tax and household information filed on the FAFSA is correct. The student must send their tax information to the schools where they applied for financial aid.

When is a student independent?
Under the Federal US Department of Education definition, an independent student is one who meets at least one of the following conditions:

- Is 24 years old
- Is a veteran of the U.S. Armed Forces
- Is an orphan (parents deceased) or ward of the court (or was a ward of the court until age 18)
- Has legal dependents other than a spouse
- Is married
- Is a graduate or a professional student, or has already earned a bachelor's degree
- Has been in foster care at any time since age 13
- Emancipated minor in state of legal residence
- In legal guardianship in state of legal residence
- Unaccompanied or homeless youth

I claimed myself on my taxes and/or I am 21 years of age. Does that make me independent?
No. The Internal Revenue Service and the US Department of Education rules for determining dependency are different. Even if a student claims themselves on their taxes as an exemption and their parents to do not, that has no bearing on a student's FAFSA status.

Financial Aid at C-SC

I am a prospective student. How can I receive a financial aid package from Culver-Stockton College?
Contact the Admissions department at (800) 537-1883 to get in contact with an admissions counselor. You must be accepted to the college to receive an official offer from the college.

Where do I look to see if I have unfinished processes in financial aid?
 Check your account in MyCulver, or call financial aid at (573) 288-6307.

If I (or my parents) do not want to take out loans, do we have to file the FAFSA?
 No. However, to be considered for need-based federal, state, or institutional grants, you must file the FAFSA.

What is Satisfactory Academic Progress (SAP)?
To maintain satisfactory Academic progress, a student must be completing an acceptable percentage of attempted coursework within a reasonable amount of time. If addition, you must maintain an adequate grade point average. Culver-Stockton College checks SAP at the conclusion of each semester; you will be notified if you are not making satisfactory academic progress. Please call our office at (573) 288-6307 if you have specific questions regarding SAP.

Payments

Who do I contact when I have questions about my bill?
Check your account in MyCulver for account balances. Contact Student Accounts at hallen@culver.edu or call (573) 288-6492.

What types of payment options do I have for my bill?
Culver-Stockton College accepts cash, checks, MasterCard, Visa, or Discover. For more info, Click Here.

If I don't receive a bill, does that mean I don't owe the college money?
No. Failure to receive a bill does not relieve you of your obligation to pay the college by the dates indicated above.

When can I receive a refund check?
You must have completed all financial aid processes prior to receiving a refund. There must be a credit balance on your account to receive a refund check. When all funds on your financial aid account have been received and verified by the college, you will be eligible for a refund check. Refund checks are processed twice a week. Refund checks will be processed in the parents name when a student's account has a Parent Plus loan; otherwise, they are processed in the student's name. Contact Student Accounts at hallen@culver.edu or call (573) 288-6492 with questions regarding refund checks.

When can I receive a book voucher?
If you have a credit on your account, you may receive a book voucher up to two weeks before classes start.