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Federal & State Programs

There are various federal and state financial aid programs available to eligible degree-seeking Culver-Stockton students. Listed below are the most popular descriptions based upon financial need, academic excellence, and loan eligibility. All programs are contingent upon filing the FAFSA except for the Bright Flight Scholarship. Culver-Stockton College's school code is 002460.

Federal Assistance
Pell Grant
The value of this grant varies from $555 to $5,550 based upon your Expected Family Contribution (EFC) through filing the FAFSA.

Teacher Education Assistance (TEACH) Grant Program
This grant provides up to $4,000 per year to students who intend to teach in a public or private elementary or secondary school that serves students from low-income families. As well, students must intend to teach in a high-need field. As a recipient, you must teach for at least four academic years within eight calendar years of completing your program of study. If you fail to complete the service obligation, all agreements will be converted to an Unsubsidized Stafford Loan.

Click the link below for more details regarding eligibility requirements, schools that serve low-income students, or a list of high-need fields by state.

» TEACH Grant Program Information Online

Federal Supplemental Equal Opportunity Grant (FSEOG)
This grant may be awarded to students who are eligible for the Federal Pell Grant. Schools have very limited funding of the FSEOG so students are encouraged to apply early.

Federal Work-Study Programs (FWS)
This program provides part-time, on-campus employment for students with established need. Students are eligible to work up to 20 hours per week. Jobs are available on a first-come, first-serve basis.

Federal Perkins Loan
The Perkins loan is a 5% interest loan that is repayable to Culver-Stockton nine months after the borrower ceases to be enrolled at least half-time. The average amount awarded is $1,500. Funds for this loan are limited and based upon financial need according to the FAFSA.

Federal Stafford Subsidized And Unsubsidized Loan Program
The Stafford program enables students who file a FAFSA to borrow annual amounts of $5,500 for freshmen, $6,500 for sophomores, and $7,500 each for juniors and seniors. Independent students will receive the same loan limits plus an additional $4,000 for freshmen and sophomores, and $5,000 for juniors and seniors. You MUST sign your financial aid award letter, complete entrance counseling, and sign a promissory note to accept your loan. Subsidized loans are based on financial need determined by a federal formula. The government will pay the interest for you while you are enrolled in school at least half-time. Unsubsidized loans are not based on financial need and are available to all students regardless of income. Interest will accrue while the student is in school therefore the student is responsible for all interest charges. You may choose to make interest payments while in school or you may defer the interest until repayment.

Federal Parent Loan For Undergraduate Students (PLUS)
The PLUS loan is a loan taken out by either a parent or step-parent who needs additional funds to assist students with educational expenses. The parent is responsible for repayment, which begins 60 days after the funds are fully disbursed. The interest rate is fixed at 7.9 percent. Applications for a PLUS loan may be obtained through the Financial Aid Office, or printed off of Culver-Stockton's website, or apply online at www.studentloans.gov.

Veterans Benefits
Culver-Stockton is eligible to accept benefits for veteran's benefits including the G.I. Bill and all other forms of veteran's benefits.

State Assistance
Access Missouri Award
This is a need based grant funded by the state of Missouri. Maximum amount awarded is $2,000. The student must file a FAFSA by April 1st, demonstrate financial need, list a Missouri school code, and meet Missouri residency requirements each academic year. Students must maintain a cumulative 2.5 GPA for the award to be renewed.

For more information, logon to the Missouri Department of Higher Education (MDHE) website.

Bright Flight Scholarship
This scholarship is given to graduating Missouri high school students who enroll as a first-time, full-time freshman at an approved Missouri institution. Students must score in the top 3% of the state (normally a score of at least 31) or above on their ACT by June. The value of this scholarship is $1,000. No FAFSA is required. Students must maintain a cumulative 2.5 GPA for the scholarship to be renewed.

Other Assistance
Vocational Rehabilitation Services
Students with limiting disabilities may be eligible for benefits through the state's department of rehabilitation. These services include payment of tuition, fees, books, and job placement. Contact your local department of rehabilitation office for details. Culver-Stockton College accepts these benefits from all states.

Work Force Investment Act
Culver-Stockton is eligible to accept benefits through the WIA program for displaced workers. Contact your local WIA office for more details.

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